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What we offer:

  • For Developers:  A competitive, conventional source of permanent mortgage debt with flexible, responsive approval.
  • For Bankers:  CRA-eligible loan participations that offer attractive income with minimal risk.

Want to learn more?  Simply complete this brief information form. 

We'll be in touch to discuss options to meet your community development lending needs.

How can we partner with you?

Whether you're a banker or an affordable housing developer, our mission-driven lending products are designed to help you achieve your goals.

Financing quality multifamily affordable housing since 1990.

  • Up to 24 month forward rate commitments.

  • New construction, acquisition/rehab and refinance products.

  • Select HUD products, including 221(d)(4) and 223(f) loans.

Click here for our current lending term sheets.

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Arbors Park, Ayden, NC (Grand Opening 2019) (1)-1

Created by bankers, for bankers.

As a wholly-owned subsidiary of the North Carolina Bankers Association, we understand the regulatory and compliance expectations that you face.  By participating in our loans, you receive an attractive yield, plus the ability to obtain CRA credit, with very little cost or risk to your bank.

Click here for a list of our current member banks.

Recent loan offerings:

Quarry Trace, Raleigh, NC (July 10, 2020) (3)

Quarry Trace Apartments

Permanent mortgage loan to complete the financing needs for a new, 96-unit affordable multifamily LIHTC property located in Raleigh, NC.

Centrant loan amount:  $4,000,000

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Hand Trading Company

Adaptive-use renovation of the historic Hand Trading Company commercial building, utilizing a mix of federal and state housing and historic tax credits to create a 54-unit affordable multifamily property in the heart of downtown Pelham, GA.

Centrant loan amount:  $550,000

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Houston Heights Towers

Permanent loan refinancing for a 223-unit affordable senior housing community in the vibrant Houston Heights neighborhood of Houston, TX.

Centrant loan amount:  $2,400,000